Bill entitled an Act to establish the Central Bank of Ireland as a single fully integrated structure with a unitary board—the Central Bank Commission—replacing the Boards of the Central Bank and Irish Financial Services Regulatory Authority; to enhance the system of regulatory control and to confer additional powers on the Central Bank, the Governor and the Head of Financial Regulation to prevent potential serious damage to the financial system in the State, support the stability of that system and to protect users of financial services; to transfer certain functions of the Central Bank to the National Consumer Agency; to amend the enactments relating to the Central Bank and certain other Acts consequential on that reorganisation; to amend the law relating to the regulation of lending by credit unions; to extend the range of persons who can be authorised to investigate the affairs of an insurer; and to provide for related matters