Health Insurance (Amendment) Bill 2012
Public bill · Government · Presented
The Health Insurance (Amendment) Bill 2012 would establish a permanent risk-equalisation system for private health insurance, replacing the temporary scheme from 1 January 2013. Insurers covering more older or less healthy people would receive payments from a fund, financed through the health-insurance system, helping keep premiums broadly community-rated rather than based on age, sex or health. It would also strengthen oversight by the Health Insurance Authority, regulate changes to insurance products, prevent insurers from targeting healthier customers, and require overpayments to be returned.
Formal long title
Bill entitled an Act to amend the Health Insurance Act 1994, in particular to ensure that, in the interests of societal and intergenerational solidarity, the burden of the costs of health services be shared by insured persons by providing for a cost subsidy between the more healthy and the less healthy, including between the young and the old; to provide, having regard to the principal objective of the Health Insurance Act 1994, for risk equalisation credits to enable the less healthy, including the old, to have access to health insurance cover; to provide for a means whereby any overcompensation to registered undertakings or former registered undertakings arising from such risk equalisation credits shall be repaid; and to provide for related matters
Last updated 23 April 2018
- Minister for Health Primary
- First StageDáil
- Second StageDáil
- Committee StageDáil
- Report StageDáil
- Fifth StageDáil
- Second StageSeanad
- Committee StageSeanad
- Report StageSeanad
- Fifth StageSeanad Enacted
- EnactedEnacted
- Health Insurance (Amendment) Bill 2012: Committee Stage Seanad
- Health Insurance (Amendment) Bill 2012: Committee Stage (Resumed) and Remaining Stages Seanad
- Health Insurance (Amendment) Bill 2012: Second Stage Seanad
- Health Insurance (Amendment) Bill 2012: Committee Stage Select Sub-Committee on Health