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Enacted Dáil
No. 87 of 2012

Health Insurance (Amendment) Bill 2012

Public bill · Government · Presented

The Health Insurance (Amendment) Bill 2012 would establish a permanent risk-equalisation system for private health insurance, replacing the temporary scheme from 1 January 2013. Insurers covering more older or less healthy people would receive payments from a fund, financed through the health-insurance system, helping keep premiums broadly community-rated rather than based on age, sex or health. It would also strengthen oversight by the Health Insurance Authority, regulate changes to insurance products, prevent insurers from targeting healthier customers, and require overpayments to be returned.

Formal long title

Bill entitled an Act to amend the Health Insurance Act 1994, in particular to ensure that, in the interests of societal and intergenerational solidarity, the burden of the costs of health services be shared by insured persons by providing for a cost subsidy between the more healthy and the less healthy, including between the young and the old; to provide, having regard to the principal objective of the Health Insurance Act 1994, for risk equalisation credits to enable the less healthy, including the old, to have access to health insurance cover; to provide for a means whereby any overcompensation to registered undertakings or former registered undertakings arising from such risk equalisation credits shall be repaid; and to provide for related matters

Last updated 23 April 2018

Sponsor
  • Minister for Health Primary
Progress
  • First Stage
    Dáil
  • Second Stage
    Dáil
  • Committee Stage
    Dáil
  • Report Stage
    Dáil
  • Fifth Stage
    Dáil
  • Second Stage
    Seanad
  • Committee Stage
    Seanad
  • Report Stage
    Seanad
  • Fifth Stage
    Seanad Enacted
  • Enacted
    Enacted
Debates
  • Health Insurance (Amendment) Bill 2012: Committee Stage
    Seanad
  • Health Insurance (Amendment) Bill 2012: Committee Stage (Resumed) and Remaining Stages
    Seanad
  • Health Insurance (Amendment) Bill 2012: Second Stage
    Seanad
  • Health Insurance (Amendment) Bill 2012: Committee Stage
    Select Sub-Committee on Health

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