Consumer Credit (Amendment) Bill 2022
Public bill · Government · Presented
Sets a cap on the interest high-cost lenders can charge, giving the Minister for Finance power to set the maximum rate after consulting the Central Bank. It also shortens the maximum loan term for cash loans to 52 weeks, makes licences last five years instead of one, ends home collection charges, allows online repayment books, and gives the Central Bank power to publish non-personal data on the sector.
Formal long title
Bill entitled an Act to amend the law in relation to providers of high cost credit, including in relation to the licensing of such persons, and for that purpose to amend the Consumer Credit Act 1995 and to make consequential amendments to other enactments; and to provide for related matters.
Last updated 11 September 2024
- Minister for Finance Primary
- First StageDáil
- Second StageDáil
- Committee StageDáil
- Report StageDáil
- Fifth StageDáil
- Second StageSeanad
- Committee StageSeanad
- Report StageSeanad
- Fifth StageSeanad Enacted
- EnactedEnacted
- Consumer Credit (Amendment) Bill 2022: Committee and Remaining Stages Seanad
- Consumer Credit (Amendment) Bill 2022: Second Stage Seanad
- Consumer Credit (Amendment) Bill 2022: Report and Final Stages Dáil
- Consumer Credit (Amendment) Bill 2022: Committee Stage Select Committee on Finance, Public Expenditure and Reform, and Taoiseach
- Consumer Credit (Amendment) Bill 2022: Second Stage Dáil
- Consumer Credit (Amendment) Bill 2022: Referral to Select Committee Dáil