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Enacted Dáil
No. 65 of 2024

Finance (Provision of Access to Cash Infrastructure) Bill 2024

Public bill · Government · Presented

A new framework would keep ATM and cash-service coverage at reasonable levels across the State, with set distance and population rules so people can still get cash easily. It would let the Central Bank monitor cash access, spot local gaps, require fixes from major banks and other key firms, and control or cap extra fees on ATM withdrawals where needed. It would also bring ATM operators and cash-in-transit firms under registration and oversight, with fines and other enforcement powers for failures to comply, helping protect access to cash for individuals and small businesses.

Formal long title

Bill entitled an Act to provide for the continued provision of sufficient and effective access to cash infrastructure for individuals and SMEs; to provide for access to cash criteria; to provide for a framework to manage future changes to access to cash infrastructure in a fair, equitable and transparent manner and for that purpose to provide for review and amendment of the access to cash criteria and for the identification of, and measures to be taken to remedy, local deficiencies in access to cash infrastructure and to ensure compliance with the access to cash criteria; to provide for the designation of entities on whom certain obligations are imposed to remedy local deficiencies and ensure compliance with the access to cash criteria; to provide for the monitoring and enforcement of obligations imposed on designated entities; to provide for the collection and publication of certain information by the Central Bank of Ireland; to provide for regulation by the Central Bank of Ireland of ATM deployers and cash-in-transit providers and for that purpose to provide for the registration of ATM deployers and cash-in-transit providers; to provide for the oversight of ATM operators and cash-in-transit providers and enforcement by the Central Bank of Ireland of compliance by ATM operators and cash-in-transit providers with their obligations under this Act; to provide for the sharing of information and cooperation between the Central Bank of Ireland and the Private Security Authority; for those and other purposes to amend the Central Bank Act 1942, the Central Bank Reform Act 2010, the Central Bank (Supervision and Enforcement) Act 2013 and the Companies Act 2014; and to provide for related matters.

Last updated 10 June 2025

Sponsor
  • Minister for Finance Primary
Progress
  • First Stage
    Dáil
  • Second Stage
    Dáil
  • Committee Stage
    Dáil
  • Report Stage
    Dáil
  • Fifth Stage
    Dáil
  • Second Stage
    Seanad
  • Committee Stage
    Seanad
  • Report Stage
    Seanad
  • Fifth Stage
    Seanad
  • Enacted
    Enacted
Debates

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