Housing Loans Regulations (Fresh Start - Buyout) (Amendment) Bill 2026

Public bill · Private Member · Introduced

The bill would change the housing loan rules so that someone who stays in the family home after a divorce or legal separation can apply to their local authority for a housing loan to buy out their former partner’s share. It matters because it gives people in that situation a way to keep the home without having to leave simply because they cannot get mortgage finance elsewhere.

Formal long title

Bill entitled an Act to amend the Housing Loans Regulations 2021 so as to allow applications to local authorities for housing loans by persons who are remaining in the family home following a divorce or legal separation and who need mortgage finance to buyout their former partner’s share of the family home.

Last updated 19 March 2026