Finance for Flat Purchases
Fitzpatrick asked the Minister to address building societies’ reluctance to finance flat purchases. The Ceann Comhairle ruled the issue outside the question’s scope, and Collins said it was covered by a separate question to the Environment Minister.
(Cavan-Monaghan): Is the Minister aware that some building societies look much less favourably on applications for finance to purchase self-contained flats, than to purchase houses, and that some building societies do not entertain such applications? Would the Minister agree that that is unreasonable and will he do something about it?
Comment on this
(Cavan-Monaghan): It is a general question asking the Minister to do something to protect the interests of flat-dwellers. I am asking the Minister to ask the building societies to treat applications of would-be flat-dwellers the same as would-be house owners. It is relevant and arises directly from the question.
Comment on this
The question as far as I can see deals with legislation and not with building societies.
Comment on this
It relates to the same subject but it is not a relevant supplementary question. The Deputy knows that as well as I.
Comment on this
(Cavan-Monaghan): I respectfully submit that the Chair must have made too rigid a New Year's resolution on what is relevant and what is not relevant.
Comment on this
The Deputy will appreciate that matters remotely associated with questions cannot be permitted. They only give rise to debate which is not permissible at Question Time.
Comment on this
Would the Ceann Comhairle agree that the word "relevant" means "relates to the same subject?" How does the Chair distinguish between the two?
Comment on this
(Cavan-Monaghan): I do not wish to quarrel unduly with the Chair, but might I respectfully suggest that one of the interests of flat-dwellers is to be able to get finance to purchase a flat and surely that would be one of the ways of protecting the interests of flatdwellers. That is what I am asking the Minister to do or to arrange with one of his colleagues to do.
Comment on this
We are not having a debate. These remarks seem to crop up mainly in relation to new Deputies. The question relates to legislation. The Deputy is asking a question about finance companies and their attitude towards flatdwellers. The question is related but is not a relevant question for supplementary questions. There is no doubt about my ruling on that.
Comment on this
(Cavan-Monaghan): I would ask the Chair to have another look at Questions Nos. 13 and 14 and in all seriousness I suggest that my question is relevant.
Comment on this
Question No. 55 on the Order Paper to the Minister for the Environment covers the point raised by the Deputy.