(Dún Laoghaire): In view of the increasing number of victims seeking compensation from the Motor Insurance Bureau, would the Minister of State not agree that it is time that a new system was introduced with regard to motor insurance, because all we are doing here is putting an onus on this body because people cannot afford to take out the cover which the State obliges them to have? Would the Minister of State not agree it is about time that his Government examined the whole system of motor insurance with a view to seeing that each individual is insured as distinct from the motor vehicle? If that happened there would not be any need for the Motor Insurance Bureau. Would the Minister of State not agree that each individual should carry his own third party liability cover and that the vehicle should not be what is covered?

The Deputy is asking a wide-ranging question. If I get the result of the Council Directive on it I will take that into consideration also. I would like to be able to do the two things at the one time. I am very sympathetically disposed to what the Deputy suggests.