asked the Minister for Trade, Commerce and Tourism if he is satisfied with the various rates of no claim bonus discount allowed in motor insurance; and if he will make a statement on the matter.

The particular rates and levels of no claims bonuses are based on commercial considerations by individual motor insurers in the light of their claims experience and underwriting policy. I am not aware of any grounds for dissatisfaction with the present levels and rates which apply generally.

In view of the varying rates of the no claim bonus schemes I should like to know if those rates are taken into consideration when insurance companies apply for an increase in their premiums.

They are.

In what way is it dealt with when the Department receives an application for an increase?

An application for an increase is forwarded to the Prices Advisory Committee and every conceivable aspect of a claim is examined before a recommendation is sent to me.

Is there any hope of getting preferential treatment for TDs or putting them in a special category?

They may be considered a high risk. The matter referred to by Deputy Kitt is also taken into consideration.

5.