Ceisteanna—Questions. Oral Answers. - PMPA Insurance Company.
- PMPA motor insurance and uninsured drivers 12 speeches
Molony challenged reports that up to 15,000 drivers had lost cover after PMPA entered administration. Collins disputed that account, citing rising overall motor-insurance policyholder numbers, estimating uninsured driving at about 10 per cent, and noting increased Garda enforcement; he did not provide PMPA-specific figures.
David Molony, Edward Collins, Thomas J. Fitzpatrick
- PMPA policyholders and insurance levy 13 speeches
Taylor asked whether rising policyholder numbers reflected a levy supporting PMPA and how long its administration would continue. Collins clarified his figures covered the industry generally, declined to disclose PMPA’s portfolio, and said PMPA faces the same levy as other insurers; the duration question was not answered.
Mervyn Taylor, Thomas J. Fitzpatrick, David Molony, Edward Collins
asked the Minister for Industry, Trade, Commerce and Tourism whether he is aware of reports that between 10,000 and 15,000 drivers have ceased continuing their motor insurance contracts with the PMPA Insurance Company Ltd. Since an administrator was appointed to manage the affairs of the company and do not appear to have obtained motor insurance cover elsewhere; and if he will make a statement on the matter.
Comment on this
While I am aware of the reports referred to by the Deputy, I do not believe from the information available to me that the situation as alleged in the reports in question represents the position.
Comment on this
What means has the Minister at his disposal to indicate as incorrect the reports which have been published which say that 15,000 fewer motorists are now insured than before the PMPA went into administration?
Comment on this
My Department have made an investigation into this matter which indicates quite clearly that the number of policyholders of motor insurance has increased in 1983 over 1982 figures and it is projected that it will increase in 1984.
Comment on this
Just to clarify the position, is the Minister aware that from a survey carried out by the Garda Síochána——
Comment on this
Please, Deputy, supplementary questions are for clarifying information already given by the Minister. If a Deputy asks is the Minister aware and then proceeds to give a lot of information, that is not a question in any shape or form.
Comment on this
I accept totally the Chair's ruling. I want to make this point, if I may. All the information published indicates that the present level of uninsured driving is something of the order of 25 per cent of all drivers. A report was published some short time ago——
Comment on this
I am merely asking the Minister to tell the House the published information which he has to show that all the reports which have been made public and the results of the Garda survey are incorrect. He has not given that information.
Comment on this
If I may respond to the Deputy, not particularly in relation to PMPA, the insurance industry is a fairly competitive one. Companies may increase the number of policyholders, or a number may not renew their policies. I am aware of that and it is generally acknowledged that there is an overall level of uninsured driving which is usually estimated to be around 10 per cent. I am also aware that the Garda are intensifying their surveillance in such cases. I am further aware that a number of cars have been taken off the road in recent years because of the general recession, or because the person no longer wants to continue driving. There is also the fact that people change their insurance companies. I am satisfied that in this case the Deputy is again over-emphasising and over-dramatising the matter.
Comment on this
Arising out of the Minister's reply to the effect that the number of policyholders in the PMPA increased in 1983 and was expected to increased again in 1984, does the Minister know the reason for that? Could it be attributed to the fact that motor policyholders in all companies bar the PMPA are subsidising the PMPA through the imposed levy? That being so, would the Minister indicate whether the administration system at present pertaining to the PMPA is likely to continue for an indefinite number of years, or for any particular period?
Comment on this
It arises out of the Minister's reply that the number of policyholders was increasing.
Comment on this
This is clearly raising another matter, of whether the present arrangements with the PMPA will continue indefinitely.
Comment on this
May I correct the statement made by Deputy Taylor? I did not specify the PMPA in my answer. I said that the number of policyholders generally had increased over 1982 and was expected to increase in 1984.
Comment on this
Oh, I see. In that case, what is the position in the PMPA, so far as the policyholders whom they cover are concerned?
Comment on this
I should not like to indicate any company's portfolio of policyholders. I think that would be most unfair.
Comment on this
May I add, for the Deputy's information, that the PMPA are, in fact, subject to the same levy as all other insurance companies.