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Dáil
‹ Ceisteanna—Questions. Oral Answers. - Insurance Cover.

Insurance cover for Cork flats

Summary

Allen asked about insurers refusing cover for flats in Cork; Collins said insurers denied a general refusal policy and invited details of individual cases. Flynn then sought burglary figures, which Collins said had risen nationally from 25,390 in 1981 to 35,826 in 1983.

asked the Minister for Industry, Trade, Commerce and Tourism if he is aware that insurance companies are refusing to give insurance cover on flats in Cork city; and the proposals he has to deal with this matter.

Comment on this
Edward Collins Mr. E. Collins Fine Gael

The Deputy raised this matter with me some time ago and I took the matter up on a general basis with the insurers representative bodies. They informed me that, while the insurance of contents of flats presents extra risks, there was no specific policy of refusing cover generally.

I invited the Deputy to let me have details of any cases where cover was refused. If he can supply these details, I can have the cases followed up with the insurers, but he must bear in mind that I cannot compel an insurer to take on a particular risk.

Comment on this

Does the Minister have in his brief the number of burglaries?

Comment on this
Edward Collins Mr. E. Collins Fine Gael

On which question is the Deputy raising this supplementary?

Comment on this
Thomas J. Fitzpatrick An Ceann Comhairle Fine Gael

The Minister answered Question No. 4 and I was about to call Question No. 5.

Comment on this

Does the Minister have in his brief the number of burglaries committed?

Comment on this
Edward Collins Mr. E. Collins Fine Gael

With the permission of the Ceann Comhairle, I will be pleased to help the Deputy.

Comment on this
Thomas J. Fitzpatrick An Ceann Comhairle Fine Gael

If the Minister wishes to answer, the Chair has no objection.

Comment on this
Edward Collins Mr. E. Collins Fine Gael

I am always anxious to help Deputies. The number of burglaries increased from 25, 390 in 1981 to 32, 141 in 1982, an increase of 27 per cent, and it increased in 1983 to 35,826, a further increase of 11 per cent.

Comment on this

Is that just for the Dublin area?

Comment on this
Edward Collins Mr. E. Collins Fine Gael

No, that is the national figure, I think; but, if not, I will contact the Deputy. In relation to fire and other damage to property, the underwriting results since 1979 have been particularly unfortunate for the companies.

5.

Comment on this