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Dáil
‹ Ceisteanna—Questions. Oral Answers. - Household Insurance.

Availability of household insurance cover

Summary

Connolly asked whether insurers had sought to withdraw contents cover in some areas. The Minister requested details, said cover was available, and noted that rates varied by area and crime levels.

Has any insurance company operating here written to the Minister requesting permission to withdraw the comprehensive insurance on contents for certain parts of the country? Has the Minister received any notification verbal or in writing on that matter?

Comment on this
Edward Collins Mr. E. Collins Fine Gael

That is a cryptic question, but if the Deputy gives me details of the case involved I will discuss the matter with him.

Comment on this
Thomas J. Fitzpatrick An Ceann Comhairle Fine Gael

This seems to be a separate question. The question before the House is about the rate of premiums and not the availability of insurance.

Comment on this

It is all connected. I want the Minister to answer "yes" or "no" because I am aware that he sees the correspondence that goes through his office.

Comment on this
Edward Collins Mr. E. Collins Fine Gael

I am not aware of a particular company because the Deputy has not specified the company involved.

Comment on this

I will specify the company.

Comment on this
Edward Collins Mr. E. Collins Fine Gael

If the Deputy wishes to discuss the matter with me I will be pleased to do so. I am satisfied that insurance cover is available for householders. I should like to inform Deputies that the average rate currently applying in the Dublin area is .7 per cent of a pound while in the rest of the country it ranges from .3 per cent to .45 per cent of a pound. There is a clear reflection in the amount charged on the level of crime in Dublin and the rest of the country.

Comment on this