Is the Minister aware that a number of the major insurance companies have imposed a one-senior rule on legal representation in the superior courts, that this has applied for some time? It has not resulted in any reduction in insurance costs to the consumer and the proposals contained in Question No. 7 will, to a great extent, be cosmetic unless there is direct Government intervention to control the cost of insurance to the consumer. Will the Minister agree that whatever rearrangements are made in regard to abolishing juries or whatever will achieve nothing unless there is some form of central control on insurance costs?

That is a separate matter, Deputy.

I am sure, a Cheann Comhairle, you will probably rule me out of order if I start to talk about my concern regarding the way insurance companies conduct their business. I should like to tell the House that that is not my responsibility. As a citizen I am concerned about the cost of insuring vehicles, particularly for young people. It is my intention, as I am sure it is the intention of all Members, to help those people.

That is the whole object of the exercise.

It would not be appropriate for me to go further into this matter today. We will have ample opportunity later. The legislation is on the launching pad and we can discuss it when it reaches the House.

I hope the Minister will not pay too much attention to special pleadings.

Is the Deputy suggesting that members of the legal profession be barred from participating in the debate?

I suggest that the Minister reduce the 25 per cent VAT imposed on insurance companies.