I wish to ask the Taoiseach about the status of the Central Bank (consolidation) Bill because there is considerable uncertainty about what is happening within the Central Bank. I had a meeting with senior Central Bank officials last week and am very worried, to say the least, as to what views and developments are percolating down from there to the lending banks, particularly regarding the code of conduct for the lending banks.

Second, I wish to raise the courts (consolidation and reform) Bill, the purpose of which is to provide for the implementation of recommendations of the Law Reform Commission. Many things are happening, particularly before the commercial courts, that are extremely worrying and disconcerting. Again, lending institutions are acting under the impression that they have court orders - sometimes they have and sometimes they have not - and are not obeying the laws of the land. They actually are bullying families and individuals.

Deputy Mattie McGrath has raised two items of legislation. I dealt yesterday with the position regarding the Central Bank (consolidation) Bill. It cannot proceed until the Central Bank (Supervision and Enforcement) Bill has been dealt with. It has gone through Second Stage and awaits Committee Stage in this House. Consequently, that will move through and thereafter, the preparation of the Central Bank (consolidation) Bill can take place. The Deputy referred to the courts Bill, which is due this session.