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Dáil
‹ Order of Business

Protection from mortgage repossession

Summary

Pearse Doherty challenges the Taoiseach’s account of family-home protections and asks whether the land and conveyancing Bill will prevent repossession where borrowers genuinely cannot pay. The Taoiseach says the Bill has been published and that repossession should occur only in extreme cases; the Chair ends the exchange.

Bhí an Taoiseach ag tagairt níos luaithe don reachtaíocht a thugann cosaint do dhaoine atá ina gcónaí i dteach s'acu féin. Dúirt sé nach féidir leis na bainc an teach a bhaint díobh ach ní raibh sé ceart san méid a bhí sé ag rá. The Taoiseach referred to the her Family Home Protection Act. Given that he was a Deputy at the time, he is well aware that the legislation was introduced------

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Seán Barrett An Ceann Comhairle Fine Gael

Where are we going with this?

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It concerns promised legislation.

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Seán Barrett An Ceann Comhairle Fine Gael

Which Bill?

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The land and conveyancing law reform (amendment) Bill and the Family Home Protection Act.

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Seán Barrett An Ceann Comhairle Fine Gael

The Taoiseach has answered that question already. The Bill was cleared on Tuesday.

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The legislation to which I referred was introduced in 1976 and does not give any protection in the repossession of family homes. It give protection to-----

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Seán Barrett An Ceann Comhairle Fine Gael

We do not discuss issues on the Order of Business.

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Will the land and conveyancing law reform (amendment) Bill provide protection for anyone who genuinely cannot pay a mortgage to ensure the bank cannot repossess it?

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Seán Barrett An Ceann Comhairle Fine Gael

This matter was dealt with during Leaders' Questions.

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The Taoiseach is misguided about the legislation which dates back nearly 37 years.

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Enda Kenny The Taoiseach Fine Gael

I am glad that the Deputy's view on house repossessions is in accordance with the Government's.

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Enda Kenny The Taoiseach Fine Gael

It should only happen in extreme cases, as enunciated by the Deputy to the nation this week. The land and conveyancing law reform (amendment) Bill was cleared by the Government and published this week. The Deputy will have an opportunity to debate it.

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People who genuinely cannot pay should not have their homes repossessed.

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Seán Barrett An Ceann Comhairle Fine Gael

This concerns the fact that the Deputy was not here when the matter was being discussed. He should resume his seat, please. We cannot have another debate.

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Sinn Féin did not vote for the bank guarantee either.

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That is a broken record.

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