Extraordinary damage has been done across the country to many families, homes and businesses, particularly in Limerick, Galway, Cork and Clare, and the various coastlines. There has been an extraordinary degree of damage across the board and there is great concern out there about people's capacity to insure and reinsure their property and maintain their insurance in all these locations. In the UK, legislation was passed which obliges insurance companies not to discontinue insurance policies with households, entities and business people in such situations. Many people and businesses are potentially facing ruin if this question of insurance is not adequately addressed.

The Government has promised an insurance Bill. Could the Taoiseach indicate when that will be published and whether it will deal with the issues concerning the level and degree of insurance and reinsurance in cases of flooding and severe weather damage? In the context of the Finance Bill, people are getting tired of hearing annually from Ministers after flood damage or weather events that funding will be made available, and then a couple of months later nobody can find the funding or access it. That happened last year. We need to know how much money, in addition to what was already provided in the annual Estimates, will be made available and whether a Supplementary Estimate is required to put flesh on the bones of the Government's response to these appalling situations.

As I said earlier, there have been capital works worth €250 million over the last four years. The humanitarian amount is €15 million, pending assessment, for immediate response to the humanitarian issues. We hope to have a full-scale analysis presented to Cabinet next Tuesday from the local authorities, the emergency planning group within the Department of the Environment, Community and Local Government, the OPW, etc. Perhaps it might be appropriate for the Dáil to debate the outcome of that next week. I am sure the Whip could make arrangements for that. Deputies could give their views on what we must do. We must deal with the immediate, interim and longer-term challenges. Insurance is an issue. I do not have a date for the publication of the insurance Bill as listed, but let us see the full-scale report before Cabinet next week. That can be published and can determine elements of the debate that we can have next week.

One of the Taoiseach's Ministers has prepared a memorandum of understanding to be signed by the Irish Insurance Federation. It falls short of a legislative remedy for those families that cannot get insurance for their homes, but I welcome the Taoiseach's sentiment expressed here today that perhaps when that legislation is introduced, the matter of some form of State guarantee or fund for those householders might be considered. It is long overdue.

Today the Taoiseach discussed the findings of the European Court of Human Rights in the Louise O'Keeffe case. When does the Taoiseach propose to make a full and formal response to that court judgment? Does he propose to reiterate his apology to Ms O'Keeffe here in this House? Does he intend to extend it to all other survivors of abuse in primary schools? Does he propose any new legislation in the wake of the Louise O'Keeffe judgement? Is the Government minded to provide time for a debate on the very far-reaching consequences of that judgement?

On the adoption (information and tracing) Bill, I do not know if the Taoiseach had occasion to hear "Today with Seán O'Rourke" on RTE Radio 1 this morning. It had very compelling and moving testimony from a now-adult man and his birth mother and their particular experiences in the mother and baby home in Bessborough, County Cork, the removal of the child from his birth mother and all that transpired since. The Taoiseach and I both know there is a huge story to be told about these institutions. We have not even begun to shine a light on these issues.

It is essential and urgent that this legislation is published and that adopted persons and parents searching for their children have the opportunity to access records, because currently they are frustrated in their efforts.