There are only eight minutes left so I call Deputy Creighton.

The planning and development (No. 1) Bill is listed in the legislative programme to support actions in Construction 2020. One action mooted by the Taoiseach and Tánaiste when the document was launched in May was 95% mortgages for first-time buyers, or a provision whereby the State would underwrite the deposit up to 5%. The Central Bank has obviously responded by trying to put in place a prudent mechanism that would require a 20% deposit.

We cannot debate the issue.

We see in today's leaks to the Irish Independent that the Government is again proposing to circumvent the prudent proposal of the Central Bank. I would like to hear what the Tánaiste thinks about that and whether she is satisfied with the abolition of the windfall tax on rezoned land, introduced in the budget last week.

That is all very interesting but it is a matter for a Topical Issue debate.

It is essentially a return to the policies of Fianna Fáil.

Give her more speaking time.

The proposals by the Central Bank are subject to consultation. I am sure the Deputy and others will make their views known to the Central Bank. The proposals are but proposals at this stage.

With regard to the planning legislation to which the Deputy referred, the heads were agreed recently by the Government. We expect the legislation will be before the House in the near future.