This morning the Central Bank revealed figures for County Longford where one in five mortgages are in serious arrears. We are all aware of special court sittings which are held every month throughout the country to deal with home repossessions. The banks are buoyed up given rising property prices.

What legislation is the Deputy referring to?

My party has proposed the Family Home Mortgage Settlement Arrangement Bill which would remove the banks' veto on sustainable solutions put forward by personal insolvency practitioners representing people in mortgage arrears. This Bill would help eliminate the possibility of a wave of repossessions. Will the Government consider allocating time to consider the Family Home Mortgage Settlement Arrangement Bill and help give some hope to people in mortgage arrears?

Is this a Private Members' Bill?

On the National Vetting Bureau (Children and Vulnerable Persons) Act 2012, the Taoiseach stated last week that he was unable to answer why the commencement order was not signed despite the fact that this legislation was passed by the Houses of the Oireachtas two years ago or so. The Taoiseach was to write to me. This never happened. Will he confirm today why this has not happened and when the order will be signed?

I am not sure where the letter went but it is on its way to the Deputy. In respect of his question on the mortgages Bill, this is a Private Members' Bill but the Deputy is using this opportunity to speak on it. I will make a point to Deputy Troy.

His party was central to the collapse of the construction sector.

Here we go again.

It lured thousands of young people into circumstances with which-----

The Taoiseach has left the banks in control.

-----they will have to deal for the rest of their lives.

There are monthly court sittings in Mullingar, Athlone, Longford, Trim and Navan.

Let me make a point.

Some 40 or 50 families appear in court and the banks seek to repossess their houses. What is the Taoiseach going to do to protect people in mortgage arrears?

Hands-free banking.

What is the Taoiseach going to do to protect people in mortgage arrears?

The point has been made.

Deputy Troy's own party was central to the destruction of our economy and hundreds of thousands-----

What is the Taoiseach going to do? He is in power four years today. What is he going to do?

The Deputy should take all he wants.

Go back to Donie and he will tell you.

I do not need to go to Donie. I am here on my own merit. I did not get in on the crest of a wave like the Deputy opposite did.

The Government reduced the term for bankruptcy from 12 years to three years. It introduced the Personal Insolvency Bill.

One hundred and ninety-nine cases.

We are not having a debate on this.

It is no coincidence that the banks responded with an accelerated process-----

To repossess.

-----of reaching satisfactory conclusions regarding mortgage distress-----

And repossessions.

The figure is down from in excess of 115,000 to 64,000.

Not on the Order of Business.

There is a solution to all of these but it is not what the Deputy is talking about.