I refer to another aspect of the companies auditing Bill mentioned by Deputy Durkan. It relates to the continuing interest overcharging by IBRC, which is now in liquidation. This is very important.

I know it is very important.

It has been read into the record-----

This is the Order of Business. It is about promised legislation.

The promised legislation is the companies auditing Bill.

You just got an answer to that.

No, it was a different answer to a different question. This relates to the auditing-----

We are talking about the publication of the Bill, not about the content.

That is correct. I refer to its purpose. When it is published it has a purpose.

I know all that.

That has been mentioned. Its purpose is now extremely important across the whole nation. IBRC, which is operated by other companies that are subcontractors to run the ledgers and do the operations of the loans, some of which have been sold, some of which are still in IBRC-----

Thank you. I think you have made your point.

There is interest overcharging. Ms Justice Finlay Geoghegan said so in her determination in a court case last November.

Thank you, Deputy.

This is very serious. The Minister is jointly and severally liable for such illegal overcharging.

Deputy, will you please adhere to the rules? This is about promised legislation. It is not about the content.

Should promised legislation not cover this illegality by the Minister for Finance-----

You have to raise it in a different manner.

-----the Central Bank and the NTMA which are shareholders in IBRC?

Thank you, Deputy. You have had your say.

What point are people missing?