Deputy Penrose introduced a Bill relating to bankruptcy, which proposes to reduce the term from three years to 12 months. There are families all over the country who are currently negotiating with banks, as well as many individuals and small businesses who are trying to deal with creditors and banks. I urge the Taoiseach to ensure that this Bill comes before the House before Christmas if at all possible. We need to have a debate in the House on the Bill and to make amendments to it to improve it for everyone concerned. I ask the Taoiseach to indicate when we can expect to deal with this legislation.

It is an important consideration for some people, but not for everyone. We must enact the FEMPI legislation, the Finance Bill and the Social Welfare Bill. We also want to deal with the Garda Síochána (Policing Authority and Miscellaneous Provisions) Bill, the Legal Services Regulation Bill and other Bills that have been mentioned, which are working their way through the system. There is a finite amount of time available before the House rises for the Christmas recess, but I will see if we can fit that legislation into the schedule too.