The Taoiseach's colleague, the Minister for Finance, Deputy Noonan, said earlier that the next phase of the insurance task force would be completed with all due expedition. This is a critical issue. People are waiting to see what action is going to be taken to reduce premiums. Will the Taoiseach give a more specific indication as to when the work will be completed? For example, will it be completed this year?

The programme for Government includes a commitment to introduce a system of personalised budgets for people with disabilities to enable them to buy services for themselves, which will give them greater freedom. When will that come into play?

It already applies in a small number of cases. This is a priority issue for the Minister of State, Deputy Finian McGrath. I will advise Deputy O'Dea on the progress being made. Obviously, personalised budgets will not apply in every case. As the Deputy will understand, some people are in a better position than others to avail of personalised budgeting. As I said, I will advise him of progress made.

The Taoiseach did not answer my question on when the second phase of the work of the task force on insurance will be completed.

It will be completed either late this year or early next year.