The mortgages special court Bill, the Courts (Mortgage Arrears) Bill, is promised legislation but is unlikely to become effective until later in the year. In the interim, might it be possible to set out a series of guidelines with the co-operation of the Central Bank within which it might be possible to allow borrowers and lenders to come to some agreement about outstanding mortgages, some of which have been paid over the years and some of which have not been paid, to prevent all of them being treated the same way?

There are special sittings of the special courts to deal with a number of these. The proposals under that Bill are still proceeding. I can advise the Deputy of the progress made.