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Dáil
‹ Ceisteanna ar Reachtaíocht a Gealladh - Questions on Promised Legislation

Insurance costs and promised reforms

Summary

Deputy O'Dea and Deputy O'Reilly questioned the Government on rising insurance costs, missing legislative measures and delays to promised reforms. The Minister said he shared concerns, cited the Judicial Council Bill and expected amendments shortly, and the sitting concluded with notice that eight Deputies had not been reached.

In view of the number of statements being made in the past 48 hours by a number of Government spokespersons, including the Minister responsible for business yesterday, that the Government has in mind a number of specific measures to deal with the outrageous cost of insurance, I do not see anything in this regard in the programme for Government or legislative programme. Can the Minister outline to me precisely what measures, particularly legislative measures, the Government has in mind? When will they be introduced?

Comment on this

I am sure the Taoiseach will not thank us for raising the issue of insurance costs although I am not raising it in the context of what everyone else is discussing in that regard. I am prompted by a constituent who contacted me to advise that Fingal Adventure Centre will not open at North Beach, Rush. It is saying it is because of the astronomical quotations it has received. We have no Garda insurance fraud unit and no evidence of the Judicial Council Bill being enacted by the summer. We have not seen the amendments the Government promised to bring forward to review awards. There are no amendments from the Minister to Sinn Féin's Consumer Insurance Contracts Bill, which, as I understand it, is ready to roll. Individuals, including small business owners, are watching this and businesses are being forced to close. Jobs will be lost. Vital tourism in my constituency will be lost. Vital tourism revenue will be lost if action is not taken on this. What is the Taoiseach saying to small businesses about the escalating cost of insurance?

Comment on this

I share the Deputy's concern over the very high cost of insurance and the arbitrary nature, often without evidence, of premium increases, often where there have been no claims. From my perspective, as Minister of Justice and Equality, there are two areas, in particular, where I can act. The first concerns the Judicial Council Bill and the setting up of a judicial council, one of whose functions will be to introduce guidelines to assist the court. I expect to have the amendments published within a couple of weeks. I appeal to Opposition parties in the Dáil to assist the Government in ensuring the enactment of the legislation prior to the summer recess.

The other area within my remit, raised by Deputy O'Reilly, concerns the matter of insurance fraud. Again, this is an issue I have discussed with An Garda Síochána. I am satisfied there is an expert team within An Garda Síochána dealing with this issue. I appeal to the insurance companies to assist in the provision of evidence to the Garda to ensure these issues can be tackled to a greater extent. I advise Members of the House that any fraud is a crime and is treated as such.

Comment on this

That concludes questions on promised legislation today. Eight Deputies were not reached but will be given priority tomorrow.

Comment on this