The issue of insurance for childcare providers has been adequately discussed and, in fairness, the Taoiseach gave answers to it earlier. I want to raise the issue of insurance for businesses in general. Every week, owners of filling stations, hotels, playgrounds, as well as community groups, GAA and soccer clubs, tell me how concerned they are about the cost of insurance. While I acknowledge there has been some movement and the Minister for Justice and Equality, Deputy Flanagan, made a major statement last week on the Judicial Council, when can we expect movement from it? I have been told quite a number of businesses will announce closures in the new year. I am sure the Taoiseach and no other Member wants that to happen. This is a massive crisis facing us.

When can we expect movement?

It will hit employment levels and communities. When can we expect movement? Deputy Micheál Martin referred earlier to a way out of this by using IPB Insurance to resolve some of the problem. We need serious Government intervention right now.

There has already been progress on this issue. I acknowledge the interest on the part of Deputy Eugene Murphy and others. Only yesterday evening in the presence of the Chief Justice, I formally launched and signed the order for the coming into effect of the Judicial Council. A part of the council’s component is the personal injuries guidelines committee which will assist Deputy Murphy. It has already met and is scheduled to meet again early in the new year. Its function will be to lead the recalibration of the book of quantum. I have no doubt we will see progress on this. I must advise the Deputy, however, as I have in the past, that this will be merely one part of the jigsaw.