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Dáil
‹ Ceisteanna ar Reachtaíocht a Gealladh - Questions on Promised Legislation

Insurance reform

Summary

Deputy Ó Murchú sought a Government plan for insurance reform, including possible legislation if the judiciary did not act and action on dual pricing. The Taoiseach said insurance reform was a key priority, highlighted the Law Reform Commission report, and pointed to a Cabinet sub-committee and PIAB reform.

I would like to know the Government's plans for the insurance sector. While we welcome the Law Reform Commission report, which is very beneficial, we are all waiting on the Judicial Council review. The Alliance for Insurance Reform has stated there may be a need for a plan B, which is possibly legislating to deal with cases if the Judiciary does not step up to the mark. This is about the significant pay-outs while there is the continuing travesty of dual pricing. In my constituency, a community centre was charged €6,000 last year and insurance companies would not quote it for public liability insurance this year. The centre was then quoted €3,000 on the promise that the proposals from the Government would be enacted, combined with a proposal for the establishment of an the Irish leisure industry standards association, ILISA, that I made to the Government and that would require Government supports. One can see that it led to positive results.

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I thank the Deputy for raising this very important issue. The programme for Government identifies insurance reform as a key priority. The Law Reform Commission report published today is positive in certain respects. The Government has formed a special Cabinet sub-committee involving a number of Departments to deal with this in a comprehensive and very focused way. The Minister of State, Deputy Troy, is working on reform of the Personal Injuries Assessment Board, PIAB, to strengthen it and its role in personal injury cases.

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