I want to raise the issue of the public liability insurance crisis, which is impacting on businesses, community centres and community and sporting organisations. They are being charged either astronomical insurance premiums or they are not getting quotes at all. I know of a rural community centre in Louth with a turnover of €6,000 that is paying substantially more than €2,000 a year in public liability insurance. The organisations operating in that centre also need their own insurance. I am aware of a community organisation with responsibility for a small piece of ground that is now being charged approximately €3,000 a year for public liability insurance, when the cost previously was €600 to €800. We need to deal with the duty of care issue and the duty of play issue, which relates to personal responsibility. Another factor is the insufficient number of underwriters in this particular part of the industry. What does the Government propose to do to address these issues and what is the timeline for action?

We are taking a number of actions in this regard. The Deputy will be familiar with the new personal injury guidelines that have just been agreed by the Judicial Council. We anticipate that this guidance will bring down awards and should, therefore, also bring down premiums. We are advancing the Criminal Justice (Perjury and Related Offences) Bill 2018 to enable us to take a harder line against people who make bogus or exaggerated claims. We are also reviewing the duty of care legislation to rebalance the responsibility in a way that ensures a fair balance between community centres, for example, and other businesses and people who might sustain injury. There is a list of actions under the action plan for insurance.