Yesterday, the Alliance for Insurance Reform published a report revealing that insurance renewal costs have increased by 15% on average. In Wicklow, a local business, Squirrel's Scramble Tree Adventure Park, was recently forced into making a very difficult decision to close down following a 280% insurance hike. Its insurance went from €26,000 to €88,000. Clearly, further reform is required in the insurance sector, with particular focus on the duty of care to ensure an appropriate balance in responsibilities between parties. The Government must ensure that changes to duty of care legislation are prioritised to help save businesses that are crippled by insurance companies. In March, a progress report from the Government on the insurance reform plan stated that priorities for the following three months would include reform of the duty of care. Seven months later, there is absolutely nothing.

Deputy, we are over time.

It is not even included in the priority Bills for drafting in the autumn schedule. When will we see the duty of care legislation?

If the Deputy goes over time, it means there is less time for his colleagues. It is difficult for me to keep interrupting. Deputies have up to one minute.

I dealt with these issues in the House yesterday at greater length. The introduction of new personal injury guidelines has been a significant development. As the Personal Injuries Assessment Board, PIAB, has reported, this has reduced award levels by approximately 50%. That figure is from preliminary PIAB data, which should follow through in terms of premiums. The Minister of State, Deputy Fleming, will be bringing forward legislation, not specifically on duty of care but relating to other areas on the insurance front. The Government is on target as regards a range of measures and legislative initiatives around insurance which, combined, will ultimately reduce the amount of money consumers have to pay for insurance premiums. That is the objective of the Government and we are making progress in that regard.