We are running out of time so I ask Deputies O'Donnell and Christopher O'Sullivan to put brief questions.

The issue of insurance was raised previously and I wish to focus on a specific aspect. Insurance brokers are telling me that there are serious concerns about general insurance people being able to get insurance from next year and about the views being taken by underwriters in the UK. I ask that there be direct engagement by the subgroup in the Cabinet with the Central Bank. The Central Bank needs to engage with the underwriters in the UK as to what is their concern, be it related to Brexit or other issues. SAVA Insurance Group has pulled out of the market in the leisure sector. The Taoiseach is probably aware that it is a Slovenian insurance group. However, this is a more general point. I am a believer in prevention rather than cure. There is a need for engagement between the Central Bank and the underwriters in the UK.

Like Deputy Costello, I wish to raise the issue of international surrogacy. In Ireland there are couples who may have chosen to avail of IVF treatment and have gone through three or four rounds of IVF unsuccessfully and who may then have chosen international surrogacy.

We have ludicrous legislation meaning that they then return to Ireland with their child and the mother is not recognised as the mother. They are required to apply for guardianship. They have to apply for adoption. It is not good enough. I plead with the Taoiseach to ensure that international surrogacy is included in the upcoming assisted human reproduction Bill. That is how we will solve this, and we will help many couples and particularly mothers.

I dealt with the insurance issue earlier, but I will refer the points Deputy O'Donnell has made to the Minister of State, Deputy Fleming, who can revert to the Deputy. He has made a fair point.

The Minister, Deputy O'Gorman, replied earlier to the matter Deputy O'Sullivan raised. I am very empathetic with the issue of international surrogacy. There has been substantial work and engagement on the issue since the formation of the Government involving the Ministers, Deputies McEntee, Stephen Donnelly and O'Gorman, the Minister of State, Deputy Naughton, and the Attorney General. A memorandum will be brought to the Government from those Ministers embracing their Departments with legislative proposals to deal with these issues. The purpose is to ensure that the rights, interests and welfare of all persons involved - children born through surrogacy, intending parents and surrogate parents - are considered.