I wish to raise the plight of householders in the Carrickmines multi-unit development in south County Dublin. As we know, after the financial crash the National Asset Management Agency, NAMA, took over the estate and became the developer through its appointed receiver. A range of defects became apparent in the development and while some remedial works were carried out, in 2017 the owners' management company, OMC, had a review carried out and there are still quite a number of identified issues and defects remaining. The OMC has refused to agree to a handover from the receiver of the development to its management due to these issues. We know a court case is due to take place next week with the receiver operating on behalf of NAMA taking the OMC to court. When will we see an effective scheme for redress for the many homeowners who through no fault of their own in Carrickmines and elsewhere now face massive bills for the costs associated with remedying defects that were left in developments? The finance Bill is to be published on Thursday. Will we see a redress scheme in that Bill for homeowners?

As I have said before, I accept it is a pressing issue. On 29 July, the Minister received the report of the working group to examine defects in housing constructed between 1991 and 2013. That was a programme for Government commitment. It outlined the scale of the issues, with up to 100,000 apartments impacted. It has a potential overall total remediation cost ranging from approximately €1.56 billion to €2.5 billion. The Minister, in consultation with Government colleagues, will develop options with a view to providing support for homeowners who find themselves in a difficult financial situation through no fault of their own. He will have proposals in play before the end of this year.