On Monday, residents of a number of apartment and duplex complexes affected by defects came together. They are part of the Not Our Fault campaign and were announcing the major public conference on Saturday, 19 November in the Plaza Hotel, Tallaght. These people bought their apartments or duplexes in good faith, did everything right and now face bills of up to €68,000. This is not their fault but that of successive Fianna Fáil and Fine Gael Governments that allowed a system of self-certification to reign and of the cowboy builders who jumped through it. There are up to 100,000 victims of that system. The Tánaiste will be Taoiseach again shortly. Will he give a commitment that any scheme introduced will be retrospective? Will he accept the only just and workable solution is 100% redress, with the State then pursuing the builders responsible?

I acknowledge this is a very serious issue. We have helped people with pyrite in their homes to have those homes repaired, are trying to help people with mica in their homes to have them repaired and need to help people living in defective apartment buildings with the cost of those repairs. I agree with the Deputy that it is not their fault. We can argue about whose fault it was, but it is definitely not their fault. That is why we need a scheme to help them and the Government intends to have that scheme in place in 2023. I cannot make any promises or commitments about the detail of that but the Minister, Deputy Darragh O'Brien, is working on it and I can give the commitment that this is something I care about. It affects many people in my constituency. We will do everything we can to get the scheme up and running next year.