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Dáil
‹ An tOrd Gnó - Order of Business

Uninsured driving and insurance costs

Summary

Deputy Aird raised the cost of uninsured driving and asked what further steps could reduce the number of uninsured vehicles and ease premiums. The Taoiseach welcomed the reduction so far and said he would consult the Justice and Transport Ministers on further measures.

The Motor Insurers Bureau of Ireland estimates that claims involving uninsured drivers add approximately €35 to the cost of every motor insurance policy. In 2022, there were an estimated 187,000 uninsured vehicles on Irish roads, which is four times the EU average. I know the introduction of the Irish motor insurance database has helped reduce this number to around 100,000. The level of uninsured driving remains of serious concern in terms of road safety and insurance costs for law-abiding motorists. Given the significant impact on premiums, will the Taoiseach outline what further strategies the Government is pursuing to tackle uninsured driving, ensure enforcement is effective and, ultimately, bring Ireland's rate of uninsured vehicles in line with European norms, thereby easing the financial burden on responsible drivers?

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I thank the Deputy for raising a very important question. I note from his figures that there has been a significant drop in uninsured vehicles. Nonetheless, 100,000 is a significant number, which creates a ripple effect. We have re-established the insurance sub-committee of the Cabinet committee on economy and investment to address insurance costs more generally. I will talk to the Minister for Justice and the Minister for Transport regarding what further measures or sanctions we can take to reduce that figure even further. It is a very significant figure.

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