There is another group of people who cannot be overlooked, namely the self-employed. These people take risks, create employment and contribute significantly to the economy. The self-employed are at a disadvantage in accessing State supports and social protection. They do not have access to the new My Future Fund pension arrangements available to all employees. The Government should start setting out a clear pathway towards inclusion for the self-employed or an equivalent mechanism that will give them the same opportunity as others to build greater retirement security. Fairness for working people must include those who work for themselves. The self-employed make a huge contribution to our economy. In many cases, they are overlooked.

I appreciate the point. This is a pro-enterprise Government. That matters. I believe in nurturing and supporting companies and people who start their own businesses. Those people take great risks. In many instances, for the first ten years of a new company, they have to work 24-7. An issue we discuss with Enterprise Ireland is how to enable those companies to have capital to scale up. Part of our European Union Presidency programme is around competitiveness and giving a better break to SMEs in particular and giving them greater access to capital. Supporting the self-employed will continue to be a commitment of Government. It is an issue we keep under constant review. There is a cost-of-doing-business forum which comes under the remit of the Minister for Enterprise, Trade, and Employment and which is looking at what we can do to reduce costs, clarify and simplify regulation for SMEs in particular, which would go a long to helping them, and enhance the research and development tax credit in terms of making it available to and accessible by SMEs.