Senator Darragh O'Brien has made most of the points I wished to make on the banking conference held in Dublin yesterday.

One of the bankers said in his opening address that the banks have been humbled. I compliment Fiona Muldoon, the new director of banking supervision, for saying that she has not found humility in her dealings with banks. I wish her the best of luck in her new job.

The Senator should not mention individuals by name.

I am about to ask the Leader to do something.

We do not mention individuals in this House.

I apologise. Senator Darragh O'Brien asked for a debate on mortgage arrears. I would not tie the Leader to a timeframe of two weeks because he will arrange the debate for a time when the appropriate Ministers are available. I ask the Leader to consider inviting Ms Muldoon to address the Seanad. She has radical new ideas on the regulation of banks in this country and I hope we will no longer have light regulation.

Let us get real and relevant regulation.

The Senator should raise the issue with his representatives on the Committee on Procedure and Privileges.

We should also hear from the public interest directors of the bank.

I remind Senator Norris that I introduced a Bill in the previous Seanad.

I recall that it dealt with wills and testaments.