Could we have an update on where we stand in relation to that particular proposal and, if necessary, a further debate in relation to the Turn Off the Red Light campaign?

Today Bank of Ireland announced that it had repossessed just over 300 homes from their owners in the first half of this year and another 300, there or thereabouts, buy-to-let properties. It is a matter of urgency that while we are all applauding the performance of the Irish economy-----

We are not.

-----and the 4.7% growth announced yesterday, there are many people who are not feeling the benefit of this uplift whatsoever. Many of those people who are at the coal face of repossession are perhaps the most vulnerable. There are those who have experienced homelessness as a result of having their homes repossessed. I ask that we have an urgent debate in this House on the issue of repossessions and in particular to discuss the report of the joint Oireachtas committee on finance-----

I remind the Senator that she voted for the Land Law Reform and Conveyancing Act 2009.

-----on the mortgage market and some of the measures it has proposed-----

Senator Hayden, without interruption.

-----which made it easier to repossess homes-----

Senator Hayden, without interruption, please.

-----and for a watered down code of conduct on mortgage arrears-----

Senator O'Brien, please. Senator Hayden, without interruption.

-----and she opposed the Family Home Bill as well-----

Senator, please.

She can call for debate but she had opportunities to do something about it and her Government has made these reforms.

Senator O'Brien, please allow Senator Hayden speak without interruption.

No disrespect to the Senator, but there is an Oireachtas joint committee report on mortgage lending which was signed up to by all of the political parties involved in that committee, including that of the Senator. There are many excellent recommendations in that report and it deserves to be debated in this House. There are many issues that we would all agree, across the House, across party, and I do not think this should be consistently regarded by Senator O'Brien as a party-political issue.

No, it is a fact that the Senator-----

Senator Hayden, without interruption, please. Senator O'Brien, you have spoken already.

The code on mortgage arrears is set by the Central Bank, which is-----

Sorry, but you-----

Senator O'Brien, please.

Does the Senator have an issue with the truth?

Senator, have you a question for the Leader?

I have asked-----

The Senator has done nothing about it in the Seanad.

I have asked the Leader for a debate on the joint Oireachtas committee's report on mortgage arrears and the recommendations that committee has made in relation to some serious changes that could be made both to the code of conduct on mortgage arrears and to setting up an independent service to assist all mortgagees - not just the ones from AIB and EBS but all mortgage holders - to get independent advice and not to be at the mercy of individual banks. I am asking the Leader that we have that debate as a matter of urgency.

I welcome Deputy O'Sullivan's intervention to help unblock the process in relation to the merger between the Waterford and Cork institutes of technology to pave the way for a technological university in the south east. We are all well aware of the serious needs-----

Senator, you are way over time.

I would not be over time, if you do not mind, a Chathaoirligh, if I was not being constantly interrupted by my friend over there.

Senator, you are way over time now.