I ask the Leader of the House to invite the Minister for Jobs, Enterprise and Innovation to attend the House to discuss the soaring cost of car insurance. There is a need for a review of the workings of the Injuries Board that was established in 2004. It is a State organisation that contributed initially to a reduction in premiums and the cost of claims. At this stage compensation awards are soaring. I refer, for instance, to compensation levels for soft tissue injuries. In a case involving whiplash the average compensation payment is €15,000, compared to a figure of £5,000 or thereabouts in the United Kingdom. There is a big difference in claim costs.

There is also a significant number of fraudulent claims.

Government action is needed in this regard. Fraud is widespread, with accidents being arranged and organised. The damages awarded are soaring and the insurance companies have increased premiums by up to 50%. This is making it very difficult for young people, in particular, to obtain or retain motor insurance.

We have all come across cases of abuse of the insurance system. I know of one case in which an individual got a scrape on his car and received €4,500. Six months later he discovered that he had soft tissue injuries. The doctor said it was fine and no problem because the claim had been submitted. The insurance company did not carry out a detailed examination or investigation of the individual concerned, even though he had submitted numerous other claims. It settled for a sum of €10,000 or €15,000 because it did not want to incur the cost of obtaining medical advice, senior and junior counsel or solicitors. Companies will just settle claims, but who pays? The person who pays the premium is the one who carries the can at the end of the day. It is about time action was taken. I, therefore, ask the Leader to invite the Minister to come to the House to discuss the issue. We have Members with a wide range of experience. Many of the professions are represented in the House, including medical doctors, senior counsel, junior counsel, solicitors, lawyers and so forth, and they could give their views on the matter. We want fair settlements and insurance premiums, particularly for young people. We are paying for the Quinn Insurance collapse, uninsured drivers and so on. These issues are all connected, but who is paying? Young people who want to drive a car are being victimised. I ask the Leader to consider arranging a debate on the issue.