Beidh daoine ag dul go dtí an tsíbín.

Senators Ó Céidigh and Colm Burke raised the issue of the banks tightening lending. As Senator Colm Burke indicated, there now seem to be more deposits than loans. That is a matter of concern. We are double the European average in this regard. I suppose it is a legacy of the past, when the banks gave out too much money. Now there is the threat of Brexit. It is important, as Senator Colm Burke stated, that we hold a group of people in our minds and allow them to access finance, whether for home improvement or home loans. I refer to that squeezed group that cannot get the financial institutions to loan to them and do not otherwise qualify for loans. I agree that we must do something for them and I-----