Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Bill 2025
It would stop insurers from treating a past cancer diagnosis against someone when they apply for mortgage protection insurance on their main home, as long as they are within the cover limits set out in the law. It would also set the maximum amount of cover where this “right to be forgotten” applies, so survivors are not unfairly pushed into worse terms or turned away. Alongside that, it would update older insurance laws on winding up insurers and on payments into the Insurance Compensation Fund.