As part of the programme for Government there was the recent introduction of a local authority loan scheme for housing. One of the qualifying criteria for an applicant is that there must have been two refusals from banks. I come across people who have been verbally refused but the banks do not want to give a letter to that effect. That means these people cannot apply for the scheme. Were the banks asked to provide those types of letters in advance of introducing the scheme? If not, how will this be addressed?

I understand banks are giving those letters, which are very detailed, and they clarify how much money has been approved. This new loan will cater for people who do not get approval for the full amount. We will ensure that happens.

I have heard they are not being given. I will provide the information to the Minister of State.

That is grand.

If the Deputy tables a parliamentary question or Topical Issue matter, we can try to facilitate her.