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Financial services

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7 items

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Economy
Enacted

Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Bill 2025

It would stop insurers from treating a past cancer diagnosis against someone when they apply for mortgage protection insurance on their main home, as long as they are within the cover limits set out in the law. It would also set the maximum amount of cover where this “right to be forgotten” applies, so survivors are not unfairly pushed into worse terms or turned away. Alongside that, it would update older insurance laws on winding up insurers and on payments into the Insurance Compensation Fund.
Enacted

Planning and Development (Amendment) Bill 2026

Aiming to smooth the switch to Ireland’s new planning system, this measure updates how development plans, regional strategies and local area plans are made and timed, including a move to 10-year city and county plans and clearer rules for key towns. It also speeds up planning appeals and judicial reviews, makes it easier to progress major infrastructure and apartment projects, and tidies up environmental assessment rules and other technical issues. Separately, it raises the Housing Finance Agency’s borrowing limit from €13.5 billion to €15 billion so it can support more housing finance.
Enacted

Regulation of Artificial Intelligence Bill 2026

Ireland would create a national AI regulator called Oifig IS na hÉireann, and set out how it would oversee artificial intelligence under the EU’s new AI rules. It would give the office powers to coordinate regulators, keep an AI register, run sandboxes for testing new systems, handle complaints, and work on data protection and information sharing. It also sets out how breaches can be investigated, stopped, penalised and appealed, and updates existing laws so the Central Bank, the communications regulator and the consumer watchdog can help enforce the rules.
Enacted

National Treasury Management Agency (Miscellaneous Provisions) Bill 2026

The measure winds up NAMA and transfers its remaining property, contracts, debts, claims, records and legal responsibilities to the National Treasury Management Agency, so the unfinished work can be brought to a close. It also creates a legal route for any leftover Irish Bank Resolution Corporation liquidation matters to move to the NTMA or one of its subsidiaries, while updating the NTMA’s powers to deal with those assets, make payments, use information, and continue court cases without disruption. It matters because it clears away the last traces of the financial crisis-era bodies and gives one agency the tools to finish the job.
Enacted

Microenterprise Loan Fund (Amendment) Bill 2024

The measure would move Microfinance Ireland out from under the Social Finance Foundation and place it under the Minister for Enterprise, Trade and Employment. It also sets up a new board and chief executive for the organisation, makes room for pension arrangements for its staff, and cleans up older rules so they match the new ownership and management structure. In practical terms, it changes who controls the small-business loan provider and how it is run.
Current

Life Annuity (Ireland) Bill 2026

Creates a regulated way for older homeowners to sell the value of their home while staying there for life, in return for a lump sum and/or regular payments. It sets out safeguards such as independent legal and financial advice, a cooling-off period, clear disclosure rules, and oversight by the Central Bank to make the arrangements fairer and more transparent than current equity-release products. It matters because it could give people more financial security in later life without forcing them to move.
Current

Housing Loans Regulations (Fresh Start - Buyout) (Amendment) Bill 2026

The bill would change the housing loan rules so that someone who stays in the family home after a divorce or legal separation can apply to their local authority for a housing loan to buy out their former partner’s share. It matters because it gives people in that situation a way to keep the home without having to leave simply because they cannot get mortgage finance elsewhere.